Life Insurance for Under 30

What you need to know if you're under 30 and want to get life insurance

Free Service

Our service is completely free Our brokers have access to the whole life insurance market. They will find you the best policy for free. You are under no obligation to accept the quote.

No Obligation

You are under no obligation to take the quotes that we provide. Getting the right Live cover is a huge decision. Our service allows you to make comparison at no cost.

Save 50%

Our service is cheaper than buying from your Bank, Building Society, IFA or even buying directly from an insurer’s own website. Complete our form and find out how much you can save.

> Life Insurance for Under 30. Do not overpay for life insurance just because you are under 30: compare the whole market and save up to 40%

Life insurance is getting more common for younger people if they have a family or not. Have a read and see if you should take out a policy.

Life insurance for under 30

Older people are not the only ones who need to carefully consider buying life insurance. We recommend younger people getting life insurance if they have a family and want to provide financial protection for their loved ones. In the United Kingdom, 23.2 million people are below 30 years and life insurance would secure the lives of their family members in the case of the worst happening.

Type of life cover for people under 30

There are two main types of life insurance to consider: level term life insurance and decreasing term life insurance. They both work in similar ways, but the lump sum payment that the decreasing term cover pays out falls over the term of the policy. This is because it is designed to cover an outstanding mortgage, which is often the largest debt. If you do not have cover and you are the breadwinner in the family, your family would lose the family home if you were to die unexpectedly. It's not nice to think about, but the good news is that getting covered costs a lot less than it used to.

But I'm healthy

Even if you are medically fit, get an insurance policy designed to avoid any future financial worries for your family. You can include conditions related to accidental and natural deaths, in fact you can tailor your cover for your particular needs. In this way, your close ones would be looked after irrespective of the cause of death. If you are facing a severe medical problem, you can discuss the required points with a life insurance advisor.

Cheap life insurance for those under 30

We work with top life insurance brokers who specialise in life insurance for those under 30 to help you find the best life insurance quote. Our service is 100% free and there is no obligation to take the quote.

Guest article: Written by Sally Shawcross.

more information